Privacy Policy

1. Who We Are

Crux Consultants Ph ("Crux", "we", "us", "our") is a licensed insurance agency operating as an AXA Philippines partner under the Tan Dynasty Constellation Group. We are located at Castle Peak Hotel, F. Cabahug St., Cebu City, 6000, Philippines. Contact: info@crux-consultant.com | 0917 188 7948.

2. Data We Collect

When you interact with our website or team, we may collect:

• Name, phone number, email address (when you submit a form or inquiry)
• Life stage, financial goals, and insurance needs (from our Budget Matcher quiz)
• Page views and interaction data (for analytics — anonymized)
• UTM parameters and referral sources (to improve our marketing)

3. How We Use Your Data

• To contact you about your insurance inquiry
• To match you with the most appropriate AXA products
• To send appointment reminders and follow-up information
• To improve our website and conversion funnel

4. We Do Not Sell Your Data

Your personal information is never sold, rented, or shared with third parties for their marketing purposes. We share data only with AXA Philippines as required to process insurance applications.

5. Data Privacy Act Compliance

We comply with the Philippine Data Privacy Act of 2012 (Republic Act No. 10173). You have the right to access, correct, and request deletion of your personal data. Contact our Data Privacy Officer at info@crux-consultant.com.

6. Cookies

Our website uses minimal cookies for analytics (anonymized) and session management. No behavioral tracking or ad retargeting cookies are used.

7. Contact

For privacy concerns: info@crux-consultant.com | 0917 188 7948 | Castle Peak Hotel, F. Cabahug St., Cebu City, Philippines 6000.