What is the minimum age to become a financial advisor at Crux?

You must be at least 21 years old and have a high school diploma (college degree preferred). There is no maximum age — Crux has advisors who started their career with us in their 40s and 50s.

How long does it take to get an Insurance Commission (IC) license in the Philippines?

After completing Crux's pre-licensing training (2–4 weeks, flexible schedule), you register for and take the IC qualifying exam. From application to license issuance typically takes 4–8 weeks total. Crux provides coaching and materials — our candidate pass rate exceeds 90%.

Do I need to quit my current job to become a Crux advisor?

No. Many Crux advisors start part-time — evenings and weekends — while keeping their current job. Most transition fully once their monthly advisory income matches or exceeds their salary. There is no pressure to leave before you're financially ready.

How much can I earn in my first year as a financial advisor at Crux in Cebu?

First-year income varies widely by activity level. Consistent advisors who prospect actively and close 2–4 policies per month typically earn ₱30K–₱80K/month by Month 6–12. Crux provides a realistic income projection based on your current network at your discovery call.

Is being a financial advisor at Crux a pyramid scheme or MLM?

No. Crux Consultants Ph is regulated by the Insurance Commission of the Philippines. Financial advisors earn commissions from selling insurance and investment products — not from recruiting. While Crux does build teams, the income model is product-based, not recruitment-based.

Career

How to Become a Financial Advisor at Crux in Cebu City

Crux Consultants Ph · Career Guide · Updated 2025

Meet Basic Requirements

You must be at least 21 years old, have at least a high school diploma (college degree preferred), and be a Philippine citizen. No prior insurance experience required — Crux provides full training.

Apply Directly to Crux Consultants Ph

Apply through Crux Consultants Ph by booking a free discovery call. We'll walk you through the onboarding process personally — from paperwork to your first day of training.

Complete Pre-Licensing Training

Crux runs a structured training program covering insurance fundamentals, product knowledge, financial planning, sales process, and compliance. Duration: typically 2–4 weeks, flexible schedule for working professionals.

Pass the Insurance Commission Exam

The IC qualifying exam tests your knowledge of the Insurance Code of the Philippines and basic financial concepts. Crux provides study materials, mock exams, and coaching. Pass rate among Crux candidates is above 90%.

Get Licensed & Start Earning

Once licensed, you can start writing policies and earning commissions. First-year commissions on Crux products are among the highest in the industry. Top Crux advisors earn ₱50,000–₱200,000+ per month within their first 2 years.

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